Terms of Use
Last Updated: August 9, 2025
Welcome to Xelvornak. By accessing or using our platform at bem-v4.com, you agree to be bound by these Terms of Use. Please read them carefully before using our services.
1. Acceptance of Terms
By creating an account, accessing our website, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, you must not use our platform.
2. Description of Service
Xelvornak provides an online educational platform offering courses, quizzes, interactive assignments, and learning materials focused on small business marketing. Our services are accessible globally and designed to facilitate remote learning.
3. User Accounts
3.1 Account Registration
To access certain features, you must create an account by providing accurate and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
3.2 Account Responsibilities
You agree to:
Provide truthful and accurate registration information
Update your information promptly if it changes
Notify us immediately of any unauthorized use of your account
Maintain the security of your password
Accept responsibility for all activities under your account
3.3 Account Termination
We reserve the right to suspend or terminate your account at any time for violation of these Terms of Use, fraudulent activity, or any reason we deem appropriate.
4. User Conduct
You agree not to:
Use the platform for any unlawful purpose or in violation of applicable regulations
Share, distribute, or reproduce course materials without authorization
Attempt to gain unauthorized access to our systems or other user accounts
Upload viruses, malware, or any harmful code
Harass, threaten, or abuse other users or our staff
Impersonate another person or entity
Use automated systems or bots to access the platform
Interfere with the proper functioning of the platform
Engage in any activity that could damage our reputation
5. Intellectual Property Rights
5.1 Our Content
All content on the platform, including but not limited to text, graphics, logos, videos, course materials, quizzes, software, and design elements, is the property of Xelvornak or its licensors and is protected by copyright, trademark, and other intellectual property laws.
5.2 Limited License
We grant you a limited, non-exclusive, non-transferable license to access and use our platform and course materials solely for your personal educational purposes. You may not copy, modify, distribute, sell, or lease any part of our services or content without explicit written permission.
5.3 User Content
By submitting content to our platform, including assignments, forum posts, or feedback, you grant us a worldwide, royalty-free license to use, reproduce, modify, and display such content for the purpose of providing and improving our services.
6. Payment and Subscriptions
6.1 Fees
Certain services require payment of fees. All fees are stated on our website and are subject to change with notice. Prices are listed in the currency specified at the time of purchase.
6.2 Payment Terms
Payment must be made through the methods available on our platform. By providing payment information, you represent that you are authorized to use the payment method.
6.3 Refunds
Refund policies are described separately on our website. Generally, fees are non-refundable except as required by law or as specifically stated in our refund policy.
6.4 Subscription Renewals
Subscription-based services automatically renew unless canceled before the renewal date. You are responsible for canceling your subscription if you do not wish to continue.
7. Course Access and Completion
7.1 Access Period
Access to courses is granted for the period specified at the time of enrollment. We reserve the right to modify or discontinue courses at any time.
7.2 Certificates and Credentials
Certificates or credentials, if offered, are issued upon successful completion of course requirements. We reserve the right to revoke certificates if we determine they were obtained fraudulently.
7.3 No Academic Credit
Unless explicitly stated, courses offered on our platform do not provide official academic credit or professional certification.
8. Privacy and Data Protection
Your use of our platform is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our services, you consent to our data practices as described in the Privacy Policy.
9. Third-Party Links and Services
Our platform may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of these external sites. Your use of third-party services is at your own risk and subject to their terms and policies.
10. Disclaimers and Warranties
10.1 Service Provided As Is
Our platform and all content are provided on an as is and as available basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
10.2 No Guarantee of Results
We do not guarantee that our courses will result in specific learning outcomes, career advancement, or financial success. Educational results depend on individual effort and circumstances.
10.3 Technical Availability
We do not warrant that our platform will be uninterrupted, error-free, or free from viruses or other harmful components. We reserve the right to suspend or discontinue services for maintenance or other reasons.
11. Limitation of Liability
To the maximum extent permitted by law, Xelvornak and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising out of or related to your use of our platform, even if we have been advised of the possibility of such damages.
Our total liability for any claim arising from these Terms of Use or your use of our services shall not exceed the amount you paid to us in the twelve months preceding the claim.
12. Indemnification
You agree to indemnify, defend, and hold harmless Xelvornak and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses, including reasonable legal fees, arising out of or related to your violation of these Terms of Use, your use of our platform, or your violation of any rights of another party.
13. Modifications to Terms
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to our website. Your continued use of our platform after changes are posted constitutes acceptance of the modified terms. We encourage you to review these terms periodically.
14. Modifications to Services
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without notice. We are not liable to you or any third party for any modification, suspension, or discontinuation of services.
15. Termination
We may terminate or suspend your access to our platform immediately, without prior notice or liability, for any reason, including if you breach these Terms of Use. Upon termination, your right to use our platform will cease immediately, and you must discontinue all use of our content and materials.
16. Copyright Infringement
We respect intellectual property rights. If you believe that content on our platform infringes your copyright, please contact us at info@bem-v4.com with detailed information including identification of the copyrighted work, location of the infringing material, and your contact information.
17. Governing Law and Dispute Resolution
17.1 Governing Law
These Terms of Use shall be governed by and construed in accordance with applicable international principles and the laws of the location where our company is registered, without regard to conflict of law provisions.
17.2 Dispute Resolution
Any disputes arising from these Terms of Use or your use of our platform shall first be resolved through good faith negotiations. If negotiations fail, disputes may be submitted to arbitration or appropriate legal proceedings.
18. Severability
If any provision of these Terms of Use is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
19. Waiver
Our failure to enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative.
20. Entire Agreement
These Terms of Use, together with our Privacy Policy and any other legal notices or policies published on our platform, constitute the entire agreement between you and Xelvornak regarding your use of our services and supersede all prior agreements and understandings.
21. Assignment
You may not assign or transfer these Terms of Use or your account without our prior written consent. We may assign our rights and obligations under these terms without restriction.
22. Contact Information
If you have questions about these Terms of Use, please contact us:
Xelvornak
Juhan Smuuli 7, Kuressaare, 93817 Saare maakond, Estonia
Email: info@bem-v4.com
Phone: +37256958500
23. Special Provisions for Educational Services
23.1 Age Requirement
You must be at least 16 years of age to create an account. Users between 16 and 18 should use our platform under parental or guardian supervision.
23.2 Academic Integrity
You agree to complete all coursework honestly and not engage in plagiarism, cheating, or other forms of academic dishonesty. Violation may result in account termination and certificate revocation.
23.3 Accessibility
We strive to make our platform accessible to all users. If you encounter accessibility barriers, please contact us so we can work to address them.
24. Acknowledgment
By using our platform, you acknowledge that you have read these Terms of Use, understand them, and agree to be bound by their terms and conditions.